Conditions to obtain a credit on Projet-Credit

* Be at least 18 years of age.
* Being of good character leaves to honor a commitment.
To have a minimum monthly income of €500 source.
* A granted loan not repaid within the time of the contract results in lawsuits with the publication of your ID card on all channels which are posted to our agency. The transfer time is 48 hours at the most.

Documents to be provided

* Double-sided scanner identity documents.
* Copy of a statement of identity Bank (RIB) or zip (RIP).
* Last Bill electricity or any other equivalent document that can justify your address.
* Last payslip or any other document that can justify your monthly income.

Interest rate.

Annual rates ranging from 2% to 6% depending on the amount requested and the repayment period, no application fee.

Term of the loan.

The term of your loan may not exceed 30 years.

Beginning of the monthly payments.

They start between 60 (2 months) and 90 (3 months) days as of the day or the borrower receives the full amount of the loan.

Break in the refund or postponement of monthly payments.

To study the possibility to postpone a deadline, you can contact us by phone or from the available on our web site contact form. The report produced interest at the prevailing rate, premium aimed the credit guarantee will be calculated if the insurance has been taken out. You can request the postponement of one or two deadlines per year and benefit a time-out’ refund’ you must make the request 7 days before the next deadline. This payment break you will be granted provided that at the time of your request, your revolving credit does not have unpaid or late payment, only is not supported by the insurance and that you have not benefited from report in the previous 2 months.

Prepayment.

You have subscribed a revolving credit or personal loan, you can at any time and free of charge refund all or part of the amount that you have to. Whether you are acting, in contract of professionalisation of learning or even CSD we can help you.

Loan agreement and insurance.

The borrower will have to sign a loan agreement and a certificate of credit. The insurance covers you in the event of death, permanent total loss of autonomy, total incapacity for work by illness or accident (No. 0081 FACL), and loss of employment as a result of dismissal compensation.